Privacy Policy
This privacy policy describes how ComfortableRetirement treats the personally identifiable information that is collected about you by Comfortableretirement.com or third party hosting services when you visit any of the Comfortable series websites owned by Last Second Media or its internal clients.

Any information you provide when you visit web sites other than those covered by this policy (including other web sites affiliated with Last Second Media) or when you purchase any products or services that may be offered or advertised on our web site by companies other than ComfortableRetirement is subject to the privacy policies of the organizations who run and/or own these web sites. This policy also does not apply to information you may provide to us offline except as expressly stated herein.

ComfortableRetirement regards your online privacy as an important and serious matter. We have created this privacy statement in order to demonstrate our position on this issue. Unless otherwise noted, all policies below apply to ComfortableRetirement.com, Reversemortgagetvleads.net, Newleafrecovery.com, and Lastsecondmedia.com.

As ComfortableRetirement continues to develop our online enterprises we may add new features, change the type of information we gather or the method by which it is gathered. We will adjust this privacy policy to reflect any future changes, and notify users of any personal information we are requesting. Please review this policy for changes from time to time, and contact us if you have any questions.

ComfortableRetirement may change this policy from time to time at its discretion. Your continued use of our sites indicates your consent to this privacy policy and any amended versions of it.

California and Canadian Users:    
California and Canadian residents have the right to know how their information may be shared with third parties who engage in direct marketing activities and this policy explains our practices and how you can opt out of having your information shared for such purposes. From time to time we may make our customer lists available to companies that sell goods and services that we believe would be of interest. We may compile these lists from customer orders placed both offline and online. Customers have the option of having their names and identifying information removed from those lists (subject to certain exceptions and limitations in applicable laws) by contacting us at support@comfortableretirement.com.

We may also from time to time make our customer lists available for direct marketing purposes to other entities that are affiliated with us. If you would like to be removed from those lists, contact us at support@comfortableretirement.com .
Please review this policy for changes from time to time, and contact us if you have any questions.

IP ADDRESSES:
We collect IP addresses incidentally, and only as part of our website status monitoring and maintenance.   We do not solicit, store, sell, or otherwise use this information in any sales or marketing capacity.   We utilize these data only in the pursuit of website upkeep.  ComfortableRetirement does not collect these data directly – rather they are collected by an independent third party hosting facility that may or may not use these data in accordance with the ComfortableRetirement privacy policy.
The information we collect includes:
- The IP address of the computer making the request
- The URL that is being requested
- The date and time of the request
- The referring URL
- The browser type and operating system used to make the request

COOKIES:
Comfortableretirement does not use any cookies on any of our websites.   Cookies passed between client and server during a visit to any Last Second Media website is incidental, and the work of a third party (ie, a hosting provider.)

Information Kit Request Form:
When you fill out the Information Kit Request Form, or any other submission form, on any Last Second Media website (including but not limited to ComfortableRetirement.com and Reversemortgagetvleads.net,)  ComfortableRetirement reserves the right to use all data submitted to these sites.   This may include direct market advertising unrelated to the original intent of the submission form, as well as sale of data to third parties. 

ADVERTISER SUBMISSION FORMS:
ComfortableRetirement does not presently utilize forms for collecting potential advertiser data, instead referring on phone and email contact.  ComfortableRetirement reserves the right to use data collected by any means, electronic or otherwise, for reference and in marketing promotions and research.   

SECURITY:
Although no system can be guaranteed to be completely secure, ComfortableRetirement endeavors to make our web sites safe. Security measures are in place and designed to protect the loss, misuse and alteration of the information under our control.
Any financial information provided by users is sent via a secure server and encrypted for user protection.

ILLEGAL ACTIVITY:
ComfortableRetirement may be asked by law enforcement or judicial authorities to provide Personally Identifiable Information to the appropriate governmental authorities. We will disclose Personally Identifiable Information upon receipt of a court order, subpoena, or at our discretion in order to cooperate with a law enforcement investigation, without prior notice to you. ComfortableRetirement reserves the right to share personal identifiable information to cooperate with law enforcement agencies in identifying those who use our services for illegal activities. We reserve the right to report to law enforcement agencies any activities that we believe to be unlawful.

SHARING INFORMATION:

In addition to the other situations described in this policy, and notwithstanding anything herein to the contrary, ComfortableRetirement may also share or disclose personally identifiable information about you to other companies or individuals when:
* We utilize third party service providers to provide products, services or functions on our behalf (such as sending emails, processing credit cards, fulfilling subscriptions or performing statistical analysis about site usage), and ask these service providers to agree to maintain the confidentiality of your personally identifiable information and not to use your personally identifiable information for any reason except to carry out the purpose(s) for which we hired them;
* We need to protect our legal rights (for example, if we are trying to collect money you owe us);
* We must comply with applicable laws, regulations, or legal or regulatory process; or
* in connection with a sale, merger, transfer, exchange, or other disposition (whether of assets, stock, or otherwise) of all or a portion of the business conducted by the web sites to which this policy applies.

Non-US Users:
If you are located outside of the United States, please note that the information you provide to us will be transferred to the United States. By using this web site, you consent to this transfer. You also consent to the adjudication of any disputes arising in connection with this website in the federal and state courts of, and in accordance with the laws of, the state of the United States in which the editorial staff of this website primarily does business.

CONTACT:
If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact:
Email: support@comfortableretirement.com